Site Privacy

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on application or other forms;
• Information about your transactions with us, our affiliates or others;
• Information we receive from a consumer reporting agency

We do not disclose any nonpublic personal financial information about our customers or former customers to anyone, except as permitted by law.

We may disclose all of the information we collect, as described above to companies that perform services on our behalf.

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with state and federal law to guard your nonpublic personal information.

Limitations of liability

Our liability is limited and excluded to the maximum extent permitted under applicable law.  We will not be liable for any direct, indirect or consequential loss or damage arising under this disclaimer or in connection with our website, whether arising in tort, contract, or otherwise – including, without limitation, any loss of profit, contracts, business, goodwill, data, income, revenue or anticipated savings.

However, nothing in this disclaimer shall exclude or limit our liability for fraud, for death or personal injury caused by our negligence, or for any other liability which cannot be excluded or limited under applicable law.

Site Content

Unless otherwise stated, we own the intellectual property rights in the website and material on the website.  Subject to the guidelines below, all our intellectual property rights are reserved. You may view, download for caching purposes only, and print pages or content from the website, provided that:

• you do not republish material from this website (including republication on another website), or reproduce or store material from this website in any public or private electronic retrieval system;
• you must not reproduce, duplicate, copy, sell, resell, visit, or otherwise exploit our website or material on our website for a commercial purpose, without our express written consent;
• you must not edit or otherwise modify any material on the website.

Site Design

The CSS for this site was obtained through Free CSS Templates. The content and layout was designed by Green Mountain Safety Consulting.